Refinance to Lower Your Monthly Payment
See how much we can save you by refinancing your mortgage and lowering your monthly payments. Our Colorado mortgage refinance rates are very competitive compared to other mortgage lenders in Colorado. We can help you quickly refinance your home loan into a lower interest rate and payment. Our loan process is hassle free and we close loans fast and with minimal conditions required.
We offer excellent options to lower your payment on all major loan types, including conventional, FHA, VA, USDA, and jumbo loans:
- Conventional Refinancing
Refinance your conventional loan and reduce your interest rate and monthly payment. You may also qualify to remove PMI from you loan if your loan-to-value ratio has dipped below 80%.
- FHA Streamline Refinance
No credit check, appraisal, or income documentation is required on FHA streamline refinances. This is the easiest way to refinance a FHA loan and lower your payment.
- VA Streamline Refinance
The VA streamline refinance is a great way to lower your interest rate and payment on a VA loan. The program is technically called the Interest Rate Reduction Refinance Loan (or the IRRRL). Similar to the FHA streamline, you do not have to submit income documentation, an appraisal, or have your credit pulled on the VA IRRRL.
- USDA Streamline Refinance
The USDA offers a streamline refinance assisting borrowers with a quick and easy refinance loan that allows a reduction in your interest rate and monthly payment.
- Jumbo Mortgage Refinancing
Refinance your jumbo loan into a lower rate and lower your monthly payment. Our jumbo refinance loans are available in Colorado for up to 2 million dollars.
When you refinance your mortgage, you can stay with the same type of loan program, or refinance into a new loan type. For conventional mortgages, you may wish to stay with a conventional mortgage if you have 20% equity in your home. As long as your LTV is below the 80% mark you will not have to pay mortgage insurance.
Regardless of the type of loan you currently have, it is advised to look at each and every option available to you. Allow us to help you compare what loan programs you qualify for and what will save you the most money.