Our Promise to You
- Open and honest communication. No matter if it’s a bump in the road or smooth sailing. My team and I will always communicate open and honestly.
- Expect regular communication from myself and my team. Every Wednesday expect a call to touch base, check in, and update you on the progress. Every Friday expect a check in with you, your agent, and any other parties that need to be kept aware of your file and our progress.
- Ask Questions! Never be afraid to ask a question, even if you need to ask it more than once. We do this everyday, you, not quite as often.
Meet the Team
Find out who you’ll be working with!
Owner & Producing Loan Officer
The Loan Process
BELOW IS A QUICK STEP BY STEP TO THE LOAN PROCESS.
IN TODAY’S FAST PACED MARKET, MAKING SURE YOU ARE PRE-APPROVED ALLOWS YOU TO MAXIMIZE YOUR PURCHASE POWER.
- First, it educates you on what your purchase power is; you know what you can afford and also if you are comfortable with the payment and loan terms.
- Second, it shows your agent and more importantly the seller that you have taken the steps to be prepared and are a serious.
How to get started?
After your initial pre-approval, once your loan process has started, it typically take 20-30 days from start to finish. The main steps through this process include:
- The complete loan application
- Collecting supporting documents
- Submit to underwriting/appraisal
- Underwriting review & meet conditions
- Final approval & closing!
The Loan Process Itself
Start by reaching out to myself (Rob) directly, or by applying here on the website and I will gladly reach out to you.
- We will review your personal information, employment, income and current payment obligations;
- We will also review what payment you are comfortable with as well as loan options that are available to you.
Rob and his team recently did a refinance with us. Rob was extremely knowledgeable and truthful throughout the entire process and we really felt like he had our best interests in mind. His team was very good at communication and I really appreciated the weekly status update we would get from them. This was absolutely the best financing process I have experienced and I will only use Rob going forward.
A great company, but more important great people! They walk you through the process step by step, at your pace, and make sure you understand it from start to finish. They were very easy to work with and respond quickly to questions. I would highly recommend co home loans!
My wife and I could not have been more pleased with our experience with co home loans. We were looking to take advantage of the low-interest rates and rob walked us through all the pros and cons of our situation. At the end of the day we were able to lower our payment and felt like we were constantly informed from the beginning to end. We never felt that we were being sold and that our best interest was always their #1 priority.
Super easy, friendly and kept me informed throughout the process. I highly recommend!